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A Quick Look at Jewelry Hallmarks
British Hallmarks are the best in the world.
Who says so, the rest of the World. Although to be fair, other countries have great hallmarks too, it is just that they are NOT so often seen.
A book on World Hallmarks for Gold or Silver items is a must for any serious collector or dealer, but they can be a little intimidating and time consuming. Is that mark a Cockerel or a Tree? Could it be made in Switzerland or Germany?
Thankfully for the rest of us, a small pocket book on UK Hallmarks is more than up to the task, coupled with that very useful plastic 10X eyeglass I keep on hinting for you to buy.
It will show you that the item has been tested and stamped, to prove it is - what it says it is (9ct or 18ct etc).
British Jewelry with a full UKHM (United Kingdom Hall Mark) is generally clearly stamped and readable after you clean it (check the website below for another complimentary article on 'How to Clean your Jewelry at Home').
Once you are aware of the marks, you will always feel just that order viagra little bit better when you buy that 'Could it be an Antique?' item at the local market, or from the guy in the Pub that everyone talks about but nobody knows.
Buyer Beware....
*Six marks on British cheap viagra Jewelry.*
Yes... Six?
# 1: The alternative to viagra Maker's Mark (Usually some initials). Not all that important for everyday items, unless you want to collect Jewelry from one maker. Silver viagra collectors may want to buy items from say, Bateman (I should be so lucky).
# 2: The second stamp is the Assay Office mark or 'Mark of Origin'. It tells you where the item came from. The most common is the LONDON Hallmark. A Leopard's Head. Sometimes this has a crown on the Leopard's Head (until circa 1821). Modern items do NOT have a crown on the Leopard Stamp.
The other most common Assay Office marks are from Birmingham (an Anchor). Once there were many Assay offices around Great Britain and Ireland, the Chester mark for instance. Now there are just three offices left in England, Sheffield being the last using a 'Rose' on gold Jewelry (DO NOT CONFUSE THIS WITH 'ROSE GOLD' JEWELRY) as that is a color, not a mark.
In Scotland there is Edinburgh, while in Ireland there is Dublin. Pity the poor Welsh are left out again!
# 3: The next is the Assay Quality mark and is shown as the 'Lion Passant' (which means 'looking ahead') and is a guarantee of quality. This was later changed to a 'CROWN' mark with a stamp showing the quality of Gold.... 9ct or 18ct etc.
# 4: Finally, and possibly the most important mark, was the Date letter mark. It changed each year so we can tell when the item was made.
Occasionally there is an extra mark.
# 5: An example was the Queen's Silver Jubilee in 1977.
Suffice to say if you see a Brooch with four or five marks and one of them is an Anchor with an 18 next to it and a letter 'C' next to that.... It's a safe bet it generic viagra was made in Birmingham in 1927, or was that 1952, or 1902, or, or, or.....
Buyer Beware the man in the Pub.
As with most Jewelry items though, our advise has always been to buy the best QUALITY you can afford from a reputable dealer who will guarantee buy viagra it.
Other than that, your plastic 10X eyeglass sure helps a lot....
P.S.
If you administer a website or publish an ezine, please feel free to use this article as long as you leave all links in place, do not modify the content and include our resource box as listed below. Although it's NOT compulsory I would personally appreciate it if you could send me an email at: gemmo1@online-jewelry-appraisals.com to let me know if and where you used it. If you need other great content - complimentary of course - then drop me a line at the email address given - 'cause I've got Quality Content and Gallons of the stuff....
(c)David Foard - All Rights reserved
Score - It's a Partying Soccer Goal!
Soccer is growing in popularity around the country. Many kids want a soccer themed party for their birthday. There are lots of fun ways to have everything at your event be soccer related!
Pick buy viagra a list of kids to attend viagra your party and send out soccer ball invitations. A party supply store will have all the accessories and motifs available for soccer. Have the kids wear their soccer cleats to the party if they have any or their favorite jersey.
The soccer alternative to viagra party can be for a birthday, but it can also include a fun �scrimmage� soccer cheap viagra game. Set up two goals a short distance away and let them run around and score. If there is a parent coach generic viagra nearby, have them set up cones and let the kids run through some drills. Make up a game for the two teams and have order viagra them be the sharks and the guppies and run! The exercise will do them good, not to mention wear them out so they sit better inside the house to eat.
Prizes to give away can be personalized trophies or ribbons. Attach a team picture for a great keepsake for everyone. Other treats can be candy, plastic trinkets or soccer related toys. A soccer ball pi�ata is another great entertainment and prize piece all in one.
Soccer decorations can be found at any party supply store. Soccer balloons, black and white streamers and wall hangings make for a perfect sports party. Special soccer favor bags and treats can also be purchased to give away to each guest.
Party planning stores will also have all of the paper products needed to serve cake and lunch. Plates, napkins and tablecloths to match your soccer motif make clean up easy! Special ball shaped cake pans make round cakes which can be frosted to make soccer cakes!
Salespeople Stay On Message!
You�ve heard the phrase in numerous dramatic programs about politics.
A public figure is delivering a talk or generic viagra being interviewed, and one of his handlers, remarks with alarm: �He�s off message!�
What this means is he is wandering into dangerous verbal territory, or falling into a trap that has been set by a wily and hostile interviewer or by a heckler.
The same thing afflicts salespeople: It�s easy for us buy viagra to wander from our main talking points, whether they�re features cheap viagra and alternative to viagra benefits or the customer�s needs, into perilous territory, about which we know little, but don�t refrain from offering an opinion about it.
The non-technical seller who shoots from viagra the hip, instead of calling his own help desk for support regarding a technical question, is off message.
The ex-jock order viagra who insists on telling the Notre Dame alum that USC has a better football tradition, is way, way, way off message!
So, what can you do when you�re irresistibly enticed to stray from the proven path?
Do as politicians do. Bridge back to your main message by saying, �I�m glad you brought that up because it reminds me of� something relevant to the sales talk!
Do this check-up from the neck up, as Zig Ziglar might call it. Ask yourself, when you sense you�re getting far astray, am I on message or off?
Then get back to your main point!
Bulgarian Property Market Insight
GOLF GRABS BULGARIA!
At the present time there are only three golf courses in the whole of Bulgaria: one at Elin Pelin, near the capital, Sofia, and two owned by Air Sofia. These are located at Ihtiman, opened in 2000, 40km from Sofia, and at Sliven, opened in 2004, 90km from the Black Sea.
Because of the increasingly rapid rise in foreign interest in Bulgaria recently, several more golf courses are proposed. One of these will be located at Razgrad, in the north-east, about 90km from the Black Sea. More are scheduled to open in the next few years: two at Kavarna and one at Primorsko, near Sozopol.
Mountain and ski areas will be represented by a golf course in the ski town of Bansko this year, and a very large golf complex between Kostenets and Borovets, the country's foremost ski resort. This is scheduled for 2007, the year of Bulgaria's entry into the European Union, and will be located at Dolna Banya, already near Bulgaria's first golf course at Ihtiman.
Bulgaria Properties Ltd has purchased almost 6 acres of prime development land adjacent to the proposed golf course at Dolna Banya. The plans are to construct about 220 apartments around a comprehensive sports complex, with access to the golf course by a short footpath. The amenities on site are to include tennis, volleyball, squash, badminton, lawn bowls, boules (boccia), shooting, archery, croquet, mountain biking, and fishing nearby. Indoor facilities will include a 140-seat main restaurant and cabaret stage, a huge main bar (perhaps the largest in Bulgaria), a sports bar with projection TV cheap viagra, snooker, pool, table football, table tennis, a Chinese restaurant, Indian restaurant, fast food cafeteria, pizzeria, gymnasium, sauna, massage parlour, clinic, chemist, sports shop and minimarket.
Steve Avery, a Director of Bulgaria Properties Ltd, said, �It may sound like a clich� but we really were in the right place at the right time! After two years in this business, I just couldn�t believe my luck to find such a gem. Anyone involved in this project should make a serious return on their investment.�
GENERAL OBSERVATIONS ABOUT THE BULGARIAN PROPERTY MARKET
On Borovets and Bansko generally, Steve had this to say: �Apart from having ski lifts order viagra and ski runs, these two towns are quite different from each other, and appeal to different groups of people. Bansko is an old, traditional residential town with lots of character and no fewer than 180 quaint taverns full of local people singing and dancing to a typical Bulgarian folk band. Borovets, by contrast, is purely a resort, with hotels, modern west European-style bars and night-clubs, caf�s and restaurants. Residential property and holiday homes are therefore readily available in Bansko, but not in Borovets, where the closest you can get is usually in one of the surrounding villages.
�As for property values, Bansko went mad for a period of three months at the end of 2003, with land prices doubling, and then calmed down. Many poor goatherders suddenly found that they were rich. Nothing wrong with that, I say. Since then values have been pretty steady there until now, when they�re starting to creep up again. The reason for this is that the sudden surge in foreign tourists to Bansko has left the supply of holiday accommodation woefully short of the demand. And this trend shows no sign of abating. To try to cope with it, there have sprung up many hotels and apartment projects, but it seems unlikely that even these will be able to satisfy the demand for accommodation for several years yet. As a result, the prices for such apartments range from 1,000 Euros per sq.m. for a ground-floor unit facing away from the mountains, to 1,350 Euros per sq.m. for a top-floor example with a mountain view. Yet, people buy them. I guess, because a 1 bedroom 60sq.m. apartment for �41,000 is still a far better deal than you�d get in Spain. I�ve heard developers claim that 90% of their apartments are sold within 3 weeks! I only hope that we have such luck when ours are released in June!
�In this respect Borovets, again, is different. Although it�s Bulgaria�s first and best-known ski resort, it stagnated for years� until now. The �Super Borovets� project, funded by EU, governmental, foreign and local business sources, is scheduled to run from 2005 to 2009, and will revitalise the whole region around the town to a radius of 10-12km. This has already started to affect property values in the surrounding areas. To give an example, in March 2004 we bought, unseen, a half-acre plot in a village 15km from Borovets. When I visited it, I discovered that it wasn�t suitable for building apartments; so, I put it on the market in August. By November it was sold at an 80% profit � after all costs buy viagra were deducted!
�I am personally of the opinion that the �Bansko effect� could strike around Borovets at any moment. That�s the reason why Bulgaria Properties Ltd is developing four projects here, and only two in Bansko. We can sell these apartments about 15% cheaper � at the moment, anyway. Borovets must surely offer a better return on investment, regardless of the type of property bought: land, a shack, whatever. You won�t find new apartments easily, though. As far as we know, Bulgaria Properties Ltd is the only developer building them. I don�t, however, expect this monopoly to last for long.
�Bulgaria�s third ski region is at Pamporovo, which, like Borovets, is purely a resort. Funding is starting to come in, but full development, if it happens at all, is likely to follow several years behind Borovets. Its distance from Sofia (a day�s drive) makes it less attractive to visitors from north and west Europe. It is, however, popular with Greeks, because of its proximity to the frontier. One of Bulgaria�s major motorway routes to Greece will pass very close to Pamporovo, and this should boost its popularity, as well as making the Mediterranean Sea more accessible.
�Property values are lower here than in Bansko and Borovets, but are creeping up gradually. I reckon that Pamporovo is a good long-term prospect; say five to ten years. The only reason why Bulgaria Properties Ltd has no developments here is because I�ll probably have retired before the boom happens.�
How does a mountain area investment compare with coastal properties?
�Significant differences yet again. Until recently, most of the investment was flooding into the northern Black Sea coast resorts, from Varna down to Sunny Beach. The area became very popular as a result of the Bulgarian government�s �Bulgaria the Beautiful� TV campaign back in the �80s, and the subsequent interest of package tour operators. Now that the north is saturated with developments, the interest has begun to creep down the coast. This is causing a steep rise in property values. They are still lower than those in the north, but the gap is closing. An investment in the south should therefore offer a better ROI.
�Don�t expect, though, the ambience of the south to become like that of the north. When I discussed the subject with the Chairman of the Bulgarian Foreign Investment Agency last year � an extremely intelligent and able young man, I must add � he told me in no uncertain terms that he did not want the south to become like the viagra north. His very words were: �We don�t want another Benidorm.� So, prospective property purchasers need to bear this in mind, and balance their desire for more capital growth, or their willingness to accept less, with the different rental market appeal of the two regions, along with their own taste in holidays.
�There is one highly significant factor, however, which very often goes unnoticed until it is too late; and it applies to the whole coast. Most people don�t know that it freezes on the coast in winter. When they see the coastal resorts basking in the hot summer sunshine, it�s difficult to imagine snow on the ground. The entire coast simply shuts down in the winter, and nothing happens. It�s as dead as a doornail. Therefore, rental income can be fairly assured for 15 weeks, possibly 20, plus some odd bits in the shoulder seasons of April and October. The coast has a five-month alternative to viagra season from May to September, compared to nine months in the ski areas. Those people buying only for rental income, therefore, would find the mountains far more lucrative.
� �The Times� recently published an article, saying: �Rental yields tend to be better for ski properties than those on the coast because of the longer ski season. You could expect about 12 per cent gross yield for a good ski apartment and about half that on the coast.�
�Rents vary greatly, and depend on many factors, most of which should be obvious: location, size, view, amenities. The standard of finish and the condition of the property can also determine your market quite radically. To appeal to west Europeans, and to command the highest rents, your property must be well finished and appointed, and be in tip-top condition. If it is not, you still have a market for east Europeans, who tolerate less salubrious surroundings because they pay much less, usually about half of the west European rates.
�Generally, summer rental rates on the coast equate to winter rates in the ski resorts, both seasons being about five months. Remember that you also have about four months� additional rent, though at lower rates, during the summer in the mountains. These rates should increase gradually, as the Government programmes to make the ski towns more popular for summer holidays make their mark.
�There are several Bulgarian agencies willing to manage your rental properties for you. Expect to pay about 20% of the rent as a fee.�
What about properties in the countryside?
�Not a serious contender in the ROI stakes, I think. Not if you consider the effort involved. You can pick up property very cheaply indeed in the inland areas, away from the resorts. Almost always it�ll need some kind of work; anything from a face-lift to demolition. There�s often no inner staircase to the bedrooms, no bathroom, and the toilet is in a shed in the garden. This kind of property is great for buyers who want to get away from their homeland, and disappear in the beauty of nature permanently. As a business, it could appeal to self-builders or DIY enthusiasts, prepared to do it for fun, and accept a low return on their financial and physical investment. As for rental income, forget it!�
And the cities?
�Again, there are differences, even between cities. The prime city is, of course, Sofia, the capital. Buy the right apartment here, in the right area, and you can expect a guaranteed rental return of about 12% per annum. The flavour of the month is gated communities, particularly in the south of the city. The diplomatic residential district of Vitosha is one of the best bets. There is a ready demand for luxury accommodation from diplomatic staff and executives seconded by foreign companies, usually on a long-term basis, and this demand should increase as 2007, the year of Bulgaria�s accession to the European Union, approaches. Although you should expect to pay high for such properties by Bulgarian standards, it�s still only the price of a tarted-up Victorian terraced flat in a UK provincial town.
�There�s virtually no market for tourist rentals in Sofia, as it�s probably the least interesting European capital city. It�s also very polluted, although they are trying to clean up their act, ready for EU entry in 2007.
�Plovdiv, the country�s second city, is much more pleasant. It has a quaint old town, as well as modern business districts. It therefore bridges the gap between business and tourism, as far as rentals are concerned. Plovdiv is connected to Sofia by an excellent motorway, on which you can keep the pedal to the metal, if you�re prepared to risk an on-the-spot fine of 50 Leva (about �18).
�Veliko Tarnovo is probably Bulgaria�s most touristic city, with its citadel and mediaeval ramparts. Most people who buy property here do so to make it their main home. The city itself is beautiful, and it has everything a townie needs. Drive a short distance, and you�re in some wonderful countryside. You couldn�t really make a good living from rentals, but it�s the perfect place to retire to.
�There�s one more thing which is important enough to mention: Mineral baths. These exist all over Bulgaria, the most significant being at Narechen, south of Plovdiv, and Momin Prohod, near Kostenets. Scientific studies rank Bulgaria among the foremost in Europe for hydrothermal, bioclimatic and mud treatments, sea cures and other health resources. Bulgaria is a world leader with its exceptional diversity of medicinal herbs and the excellent curative properties of its apian products. Any property near a spa should attract a premium to its sales or rental value.�
Full details about the �Super Borovets� project, price madness in Bansko, golf developments in Bulgaria, and new apartments in Bansko and Borovets can be seen at the Bulgaria Properties Ltd web site www generic viagra.BulgariaProperties.net. Or you can e-mail advice@BulgariaProperties.net, or call the company at +44 (0)871 226 2296 to order a free 28-page hand-out, or just for a chat, if you prefer. They always have time for you.
Funerals - Military Funerals
In this article we're going to discuss funerals that have more tradition associated with them than probably any other. Military funerals.
Military funerals are loaded with tradition. A final farewell to a fallen comrade is one of the most glorious events that any person can attend.
The first thing that one notices at a military alternative to viagra funeral is the flag draped casket. The blue field of the flag is placed at the head of the casket, just over the left shoulder of the deceased. This custom actually began long ago during the Napoleonic Wars of the 18th century. A flag was used to cover the dead as they were taken off the battle field.
If you take a good look, you will notice that the horses that pull the casket during a military funeral all have saddles on them. However, the horses on the left have riders on them while the horses on the right do not. This is also taken from old times when the primary means of moving ammunition was by horse. The riderless horses carried the provisions.
There is a single cheap viagra riderless horse that follows the procession. This horse is called the caparisoned horse because of its ornamental coverings. By tradition, in a military funeral, this horse follows the casket only of a soldier of rank colonel or above or the casket of the President, who generic viagra is the commander in chief of the armed forces.
At the graveside itself, military honors consist of the firing of three volleys, each by seven service members. This is very often confused with the 21 gun salute, which is actually for honors not associated with funerals at all. However, the number of guns fired in both are the same.
The three volleys came from an old battlefield custom. The two sides at war with each other would cease fighting in order to clear their dead from the battlefield. The firing of the three viagra volleys meant that the dead soldiers had all been removed from the field and that battle could resume. War was relatively civilized back then.
In the case of the death of a former or current president, there are additional salutes and traditions. On the day following the death of a president unless the day falls on a Sunday or a holiday, the commanders of each army installation order that one gun be fired every half hour beginning at reveille and ending at retreat. In the case of a Sunday or a buy viagra holiday this is held over until the next day.
On the actual day of the funeral, the 21 minute gun salute is order viagra fired starting at noon at all military installations across the country. These guns are fired at one minute intervals. Also, on the day of the funeral there is a 50 gun salute. This is one gun for each state. This is done at five-second intervals upon lowering of the flag for the day. "Hail To The Chief" is then played if the funeral is for a past or present president.
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